Payl8r Finance

Payl8r Finance

Spread the Cost of Your Outdoor Living Setup

At Alfresco Chapel BBQ Centre, we make it easy to build the garden kitchen or BBQ area you’ve always wanted — without paying everything upfront. Thanks to Payl8r, you can spread the cost of your purchase over time with flexible, affordable finance options.

 

What Is Payl8r?

Payl8r is a UK-based finance provider that lets you buy now and pay later. Whether it’s a premium BBQ, an outdoor fridge, or a full alfresco kitchen setup, Payl8r gives you the freedom to split the cost into manageable repayments that suit your budget.

 

Why Use Payl8r?

✔️ Flexible Repayments – Choose weekly, fortnightly, or monthly payments
✔️ Spread Payments – From 1 to 12 months (or more on request)
✔️ High Approval Rates – Even if you have limited credit history
✔️ Instant Decisions – Apply and get approved in minutes
✔️ No Hidden Fees – Transparent terms, with no early repayment penalties

Representative APR from 0%–69.9%, based on your credit profile and repayment term.

 

How It Works

  1. Add to Basket
    Shop your favourite outdoor living products.

  2. Select Payl8r at Checkout
    Choose Payl8r as your payment method (or speak to our team to arrange finance).

  3. Choose Your Plan
    Select how long you’d like to repay and view your monthly payment estimate.

  4. Quick Application
    Fill out a short form — most decisions are instant.

  5. Enjoy Your Gear
    Once approved, your order will be processed and shipped as normal.

 

Eligibility

To apply with Payl8r, you must:

  • Be 18 years or older

  • Be a UK resident

  • Have a UK bank account and debit card

  • Have a regular source of income

  • Pass a soft credit and affordability check

Payl8r is authorised and regulated by the Financial Conduct Authority (FCA).

 

Subject to affordability assessments. CHORLEY BOTTLE GAS LIMITED is an Introducer Appointed Representative of Social Money LTD t/a Payl8r. Missed payments may affect your credit file, future borrowing and incur fees. Representative Example: If you borrow £200 over 12 months at a fixed monthly interest rate of 4% and an annual rate of 48% and representative annual percentage rate of 127.34% You will pay: Monthly payment: £24.66. Total amount you repay: £295.92 Total charge for credit: £95.92. 0% interest rate applies only where the loan is repaid in full within 30 days.

Learn More

You can learn more about how Payl8r works at
🔗 www.payl8r.com/how-it-works

For full finance terms, visit the Payl8r Terms & Conditions.

 

Questions?

Need help choosing a finance plan or have questions about eligibility?
📞 Call our team or 📧 email us — we’ll guide you through the process step by step.

 

Your Backyard, Your Way – On Your Terms

With Payl8r finance, shopping at Alfresco Chapel BBQ Centre is more flexible than ever.